School, college or organisation?See our sessions for schools and organisations →
Fun. Educational. Empowering.

Money skills your child will love learning.

Live online sessions with Miss Kay, packed with games, quizzes, characters and real-life challenges. Your child learns how money works, how to save and spend wisely, and how investing and markets really work, all while building confidence.

Ages 5–17Taught live by Miss KayFrom only £5 a sessionSibling & community worker discounts
Meet Wealthy William
Live with Miss Kay Quizzes! Earn Wealth Points
Why start now?

Children spend hours on screens. Let's make some of that time count.

Today's children are online earlier than ever, while millions of adults struggle with money they were never taught to manage. The habits your child builds now can last a lifetime.

📱 On screens

91%

of children own their own mobile phone by the age of 11.

Ofcom, 2025
40%

of under-13s have a social media profile, even though most apps are for 13+.

Ofcom, 2025
8½ hrs

a week: how long 4 to 15 year olds spend watching video-sharing sites such as YouTube and TikTok.

Ofcom, 2025 (Barb data)

💸 As adults

8.1m

UK adults need debt advice. More than half are aged just 18 to 34.

Money and Pensions Service, 2024
1 in 10

UK adults have no cash savings at all, and 1 in 4 have low financial resilience.

FCA Financial Lives, 2025
86%

of UK adults were never taught about money at school. 75% wish they had been.

Santander UK / Ipsos, 2025

🌱 The foundation

Age 7

By this age, most children's money habits have already formed.

University of Cambridge for the Money Advice Service, 2013
47%

Fewer than half of UK children get a meaningful financial education at home or school.

Money and Pensions Service, 2023
£70,645

Saving £5 a week from age 11 could grow to this by 65, more than double starting at 25.*

*Illustration: 5% growth a year, not a prediction

Give your child the money head start most adults never had.

Register your child
Sources
  1. Ofcom: Children and parents: media use and attitudes report 2025 (7 May 2025)
  2. Money and Pensions Service: Eight million people need debt advice (Feb 2024)
  3. FCA: One in ten have no cash savings, Financial Lives 2024 (May 2025)
  4. Santander UK: Three-fifths of UK adults fail basic money question (Dec 2025)
  5. Yorkshire Post: Children's money habits formed by age of seven (May 2013)
  6. Money and Pensions Service: Less than half of UK children have been taught about money (June 2023)
Meet the crew

Our own characters bring money to life.

Wealthy William stars in our animated videos, taking children on adventures through the history of money, toy-shop crazes and the stock market. Benny the Bull and Barry the Bear show when prices go up and down.

Where money beganFrom bartering to coins, notes and cards.
Supply and demandWhy the last toy on the shelf costs more.
Have a go!

Try two of our games with your child.

These are taken from our real sessions. Play them together and see who gets more right.

Game 1 · Needs vs Wants

Is it a need or a want?

Score: 0 / 5

Game 2 · Would you rather?

Pick one, then see Miss Kay's answer.

Inside a live class

Real screens from our live classes.

Miss Kay teaches every session live. Children vote, answer on their devices, type in the chat and take the hot seat, so nobody just sits and watches.

Screenshot from a live Chill & Trade class: Beat the Clock
Beat the ClockUp, down or wait? 15 seconds to decide.
Screenshot from a live Chill & Trade class: Quick-fire quizzes
Quick-fire quizzesVideo quizzes answered live.
Screenshot from a live Chill & Trade class: £1,000,000 or 1p?
£1,000,000 or 1p?A first look at the magic of compounding.
Screenshot from a live Chill & Trade class: Welcome, Money Masters!
Welcome, Money Masters!Every class starts with a warm welcome.
Screenshot from a live Chill & Trade class: The Trading Floor
The Trading FloorReal news, pretend money: buy, sell or sit out?
Screenshot from a live Chill & Trade class: Live Trading Challenge
Live Trading ChallengeA hot-seat learner guides Miss Kay's practice trade.
Sessions & prices

Choose the right start for your child.

Every session is taught live online by Miss Kay. No pre-recorded videos, just real teaching, real fun and real progress.

1

Taster Group

6 weeks30-minute sessions

30 minutes a week can change how your child thinks about money for life.

£30 registration fee only

One-off payment for all 6 sessions. That breaks down to only £5 a session, with nothing else to pay.

  • Your child learns where money comes from, and the difference between needs and wants
  • They start making smarter spending and saving choices at home
  • Fun, live sessions they'll actually look forward to
  • A low-cost way to see the difference before going further
Join the Taster Group
2 Most popular

Focused Growth Group

12 weeks60-minute sessionsSmall groups

The habits most adults wish they'd learned as children, built week by week.

£30 per session

A full hour with Miss Kay every week, in a small group where every child is seen and heard.

  • Your child builds real confidence speaking up, asking questions and explaining their thinking
  • They learn to save, plan ahead and make decisions with patience, not impulse
  • Screen time turns into skill time, with games and challenges that teach
  • Parent updates after every session, so you can keep the conversation going at home
  • A certificate of achievement to celebrate how far they've come
Join a Focused Group
3

Exclusive 1-to-1 with Kay

FlexibleWe recommend 12 weeks to 1 year

Miss Kay's full attention, at your child's own pace.

£40 per session

Sessions arranged around your family.

  • Lessons tailored to your child's age, interests and goals
  • Free access to all taster sessions and upcoming events
  • Ideal for learners ready to stay consistent and level up
  • Long-term learners can explore how trading can become a career
Book 1-to-1 sessions
Sibling discountsDiscounts for those working in the communitySafe learning with pretend moneyCertificates and rewards
Sneak peek · Coming soon

Our new online platform is nearly here.

Missions, animated videos, quizzes, chart games and bonus lessons your child can enjoy between live sessions, with progress you can follow.

Interactive sessionsEach session is a mission path, packed with videos, quizzes and chart games.
Bull or Bear BlitzA 30-second game: did the buyers or the sellers win each candle?
Real chart practiceSafe practice charts with Gold, Apple and Google. No real money.
Bonus lessonsStep-by-step lessons to keep learning at home.
Progress dashboardSee quiz scores and progress at a glance.
Chill & Trade with Kay logoParent update
Session 1 · What is money? Amara earned 185 Wealth Points today
185Points to spend
120🏦 Banked
14/16Quiz score
✅Home mission

Banked points earn 10% interest every week.

Parent updatesPoints, savings, quiz score and what they learned. Example shown.
WIN10free spaces

We're giving away 10 free spaces for our launch!

Join the waitlist for the new platform on our registration form and your child is automatically entered into the prize draw.

Join the waitlist Tick the platform waitlist option on our form
What families say

Parents (and children) love it.

★★★★★
It's been amazing to see the high level of engagement and absorption of knowledge, given the subject matter. Well done team. We appreciate you.
Parent of twins
★★★★★
It was so engaging and interactive, and my son absolutely loved it! If I'm honest, I wasn't sure how it would go at first, but it worked out so well. You've given them a wonderful starting point and encouraged them to continue learning, exploring and seeing the world from a different perspective.
Parent of a young learner
★★★★★
My 8-year-old son has been attending these sessions and he absolutely loves it. Miss Kay explains using analogies and multimedia, games and quizzes, so the young people are able to grasp and understand the concepts.
Parent of an 8-year-old learner
Two young learners at a kitchen table completing a home mission on their laptops
Home mission in progress!
Breakfast with a Chill & Trade mug.
Kaydian Parris, known to learners as Miss Kay
Meet Miss Kay

Energy, fun and a gift for building confidence.

Kaydian Parris, known to her learners as Miss Kay, is a qualified educator and FCA-regulated protection adviser. Her journey began in Jamaica and brought her to the UK, carrying values of integrity and determination passed down from her grandmother. She has spent more than 20 years working with communities, and is on a mission to help families build lasting legacies and generational wealth.

Children know Miss Kay for her infectious energy. She teaches through stories, analogies, games and friendly competition, so every child gets involved and believes that money skills are for them too.

"Together, we can build lasting legacies and generational wealth, not just for ourselves, but for those who will follow."

  • BA (Hons) Teaching, Education & Management
  • FCA-regulated Protection Adviser
  • Legacy and Generational Wealth Consultant
  • Life Skills Coach and Mentor
  • FGC Co-ordinator for government organisations
  • Business Consultant and CEO
  • Property and Serviced Accommodation expert
  • Over 20 years working with communities
  • Adult and children's trading teacher
  • Experienced working with children with SEN
  • Proud mum

Help us build the community!

Follow Chill & Trade for tips, wins from our learners and news about the new platform.

Spaces are limited. Secure your child's place today!

Complete our registration form and we'll be in touch with session dates and next steps.

Questions? Talk to us 0208 050 5487
📞 Phone: 10am to 4pm, Monday to Friday💬 WhatsApp: 24 hours, 7 days a week
WhatsApp us
Instagram TikTok @chillandtradewithkay